Goldco sells IRA-eligible precious metals and lists a minimum investment of $25,000. This site shows an A+ Better Business Bureau rating for the company; check the live BBB profile before you fund an account.
This site lists Goldco as “Best Buyback”. Its listed features:
Goldco carries the "Best Buyback" label on this site, and site data lists a guaranteed buyback program among its features. A buyback is the price at which the company repurchases your metal. What matters is the gap between what you paid and what you would receive today.
A guaranteed buyback gives you a seller of last resort. It does not set the price, so ask for a buyback quote on a specific product in writing.
Site data lists two cons for Goldco: detailed pricing often requires speaking with a representative, and custodian and storage fee specifics may not be immediately visible. Do not accept that as a reason to wait. Request these in writing before opening the account:
The home page guide gives industry ranges of $75 to $300 a year for custodian fees and $100 to $300 for storage. Those are ranges, not Goldco's quote.
Site data lists a 10% complimentary silver bonus for qualifying new accounts. Before it influences your decision, find out what qualifies, whether the bonus is metal or credit, and what happens if you sell or transfer within a set period. Then compare the cost of the metals you buy, with the bonus counted, against a competitor's quote with no bonus. If the premium over spot is higher at the company with the bonus, the bonus has been priced in.
Goldco has a $25,000 minimum, founded 2006, and a 4.8 rating in our table, second of five. It tends to fit a saver with a mid-sized rollover who values the ability to sell back to the company. Site data also lists 24/7 client assistance and educational resources.
It fits less well a saver under $25,000, who would find American Hartford Gold, Birch Gold Group, or Noble Gold within reach, or a buyer who will not proceed without fee numbers on a public page.
Site data shows an A+ Better Business Bureau rating for Goldco. Open the profile and read the complaint text, check your state regulator, search the CFPB database, and treat any pressure to fund quickly as a signal to slow down. Disclosure: this site earns referral fees through its Augusta Precious Metals links, so Goldco is not our partner.
Site data calls it a guaranteed buyback program. Ask whether it guarantees a purchase, a price, or both, and request the buyback quote on a named product.
At $25,000 it is the second highest on this site, below Augusta's $50,000 and above Noble Gold's $20,000.
No. IRA metal must stay at an IRS-approved depository. Possession at home is treated as a distribution.
Site data says they may not be visible up front. Ask for the written schedule from the custodian and the depository.
| Rank | Company | Rating | Minimum | BBB | Key Features | Action |
|---|---|---|---|---|---|---|
1 | $50,000 | A+ |
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2 | $25,000 | A+ |
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3 | $10,000 | A+ |
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4 | $5,000 | A+ |
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5 | $20,000 | A+ |
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